Terms of Use
1. Acceptance of Terms
By accessing or using the Cardinata website and its tools (the “Service”), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use the Service.
These Terms apply to all visitors, users, and others who access or use the Service.
2. Description of the Service
Cardinata provides online tools and informational resources related to data validation, financial utilities, and payment-related technologies.
These tools may include, but are not limited to:
- payment card validation tools
- BIN/IIN lookup services
- financial calculators
- generators and data utilities
- informational resources related to financial or payment systems
- APIs and developer tools
The functionality and availability of tools may change, expand, or be discontinued at any time.
3. Informational Purposes Only
All tools, data, and information provided by Cardinata are intended for informational and educational purposes only.
The Service does not provide financial, legal, or professional advice. Users should not rely on the information provided as a substitute for professional advice or independent verification.
4. Data Accuracy and Availability
Cardinata strives to provide useful and up-to-date information. However:
- we do not guarantee the accuracy, completeness, or reliability of any data
- information may be outdated, incomplete, or incorrect
- results produced by the tools should not be treated as definitive or authoritative
Users should independently verify any information before relying on it.
5. Third-Party Data Sources
Some data or information displayed on the Service may originate from publicly available datasets, third-party providers, or aggregated sources.
Cardinata does not control such external sources and cannot guarantee their accuracy or availability.
The Service may also include references or links to third-party websites or services. Cardinata is not responsible for the content or practices of such third parties.
6. Acceptable Use
You agree to use the Service only for lawful purposes.
Users must not:
- use the Service for fraudulent, illegal, or deceptive activities
- attempt to exploit the tools for financial fraud or unauthorized transactions
- abuse, scrape, or overload the Service in ways that may disrupt its operation
- attempt to reverse engineer, interfere with, or compromise the platform
Cardinata reserves the right to restrict or terminate access to users who violate these terms.
7. No Affiliation with Financial Institutions
Cardinata is an independent platform and is not affiliated with, endorsed by, or officially connected to any financial institution, card network, payment provider, or bank.
Any brand names, trademarks, or references appearing on the Service belong to their respective owners and are used solely for informational or identification purposes.
8. Intellectual Property
All content, tools, design elements, software, and materials available on the Service are the intellectual property of Cardinata or its licensors unless otherwise stated.
Users may access and use the Service for personal or informational purposes but may not copy, reproduce, distribute, or commercially exploit the content without permission.
9. Limitation of Liability
To the maximum extent permitted by law, Cardinata shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
- the use or inability to use the Service
- reliance on information or results generated by the tools
- errors, inaccuracies, or interruptions in the Service
Use of the Service is entirely at your own risk.
10. Changes to the Service
Cardinata may modify, suspend, or discontinue any part of the Service at any time without prior notice.
We may also update these Terms of Use periodically. Continued use of the Service after changes are posted constitutes acceptance of the updated Terms.
11. Contact
If you have questions regarding these Terms of Use, you may contact us through the website’s contact page.